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Terms and conditions

Account Verification User Agreement

This Agreement sets forth the terms and conditions that apply to your access and use of the Internet Web site owned and operated by Pebb LLC (dba GetCredit Inc, together "Company", "we", or "us"), a Delaware Limited Liability Company ("Pebb LLC"), and through the use of this website provides the "Instant Account Verification" (hereby referred to as "IAV") service , a real time account verification service, to help the merchant from whom you are seeking a financial product or service from obtain the necessary bank data, including verifying bank account ownership as provided during the application process as well as banking transactions. Your use of the IAV Service is subject to the terms and conditions of this Account Verification User Agreement and GetCredit’s User Agreement incorporated herein by reference. Proceeding with using this service constitutes your assent to and acceptance of this Agreement. You are using this Website so that Company may assist a merchant to carry out a service or financial product that you have currently requested or applied for, or in support of future applications you may make for services from a merchant, future requests for another financial product or service from a financial institution as well as to offer other financial products and services to you. Please read this Agreement carefully before accessing this Website or using any Company product or service. By accessing this Website or using any Company product or service, you confirm that you are over the age of eighteen (18), agree to be legally bound by all terms and conditions of this Agreement and Privacy Policy, as they may be amended from time to time in the future (see “Updates to this Agreement” below), and consent to be automatically enrolled as a member of Get Credit Inc.

PROVIDE ACCURATE INFORMATION:

You agree to provide true, accurate, current and complete information about yourself and your accounts maintained at other financial institutions and you agree to not misrepresent your identity or your account information.

INSTANT ACCOUNT VERIFICATION SERVICE:

By using the IAV service, you authorize Company and its data supplier ("Supplier") to access your bank by logging into your online bank account on your behalf using your provided id and password, requesting current and past banking history details from your bank, and to do so on an ongoing basis in order to get updated bank history details, return such information to merchant, and retain such information in company's credit reporting systems, for as long as necessary to provide merchant with services pursuant to your application and/or approved financial product or service, or as otherwise permitted by law, or until you end your relationship with company in accordance with the agreement. For all purposes hereof, you hereby grant Company and Supplier a limited power of attorney, and you hereby appoint Company and Supplier as your true and lawful attorney-in-fact and agent, with full power of substitution and re-substitution, for you and in your name, place and stead, in any and all capacities, to access third party internet sites, servers or documents, retrieve information, and use your information, all as described above, with the full power and authority to do and perform each and every act and thing requisite and necessary to be done in connection with such activities, as fully to all intents and purposes as you might or could do in person. YOU ACKNOWLEDGE AND AGREE THAT WHEN COMPANY OR SUPPLIER ACCESSES AND RETRIEVES INFORMATION FROM THIRD PARTY SITES, COMPANY AND SUPPLIER ARE ACTING AS YOUR AGENT, AND NOT THE AGENT OR ON BEHALF OF THE THIRD PARTY. You agree that third party account providers shall be entitled to rely on the foregoing authorization, agency and power of attorney granted by you. You understand and agree that the IAV service is not endorsed or sponsored by any third party account providers accessible through the IAV service. You are licensing to Company and Supplier any information, data, passwords, materials or other content (collectively, "Content") that you provide through the use of the this service. Company and Supplier may use, modify, display, distribute and create new material using such Content to provide the service to you. By submitting Content, you automatically agree, or promise that the owner of such Content has expressly agreed that, without any particular time limit, and without the payment of any fees, Company and Supplier may use the Content for the purposes set out above. As between Company and Supplier, Company owns your confidential account information.

Opt Out

Users who do not want Company to use, retain and/or disclose their Information as set forth herein may opt out by not accessing this Website.

Updates to this Agreement

Company reserves the right to modify this Agreement at any time, with or without notice. Any modifications will become effective immediately upon posting to this Website. You agree that it is your responsibility to visit the Website and review the Agreement periodically to be aware of such modifications, as your continued access or use of this Website shall be deemed your conclusive acceptance of the modified Agreement.

USE OF RESULTS LIMITED:

You agree that the results of the IAV service are for use by you and Company and its service providers only in connection with the GetCredit, Inc. Service, on GetCredit, Inc.'s website. You agree not to reverse engineer or reverse compile any of the service technology, including but not limited to, any Java applets associated with the Instant Account Service.

LIMITATION OF LIABILITY:

YOU AGREE THAT NEITHER GETCREDIT, INC. NOR SUPPLIER NOR ANY OF THEIR AFFILIATES, ACCOUNT PROVIDERS OR ANY OF THEIR AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, EVEN IF GETCREDIT, INC. OR SUPPLIER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, RESULTING FROM THE USE OR THE INABILITY TO USE THE INSTANT ACCOUNT VERIFICATION SERVICE OR ANY OTHER MATTER RELATING TO THE INSTANT ACCOUNT VERIFICATION SERVICE, INCLUDING BUT NOT LIMITED TO (i) THE COST OF GETTING SUBSTITUTE GOODS AND SERVICES, (ii) ANY PRODUCTS, DATA, INFORMATION OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THE INSTANT ACCOUNT VERIFICATION SERVICE; (iii) UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (iv) STATEMENTS OR CONDUCT OF ANYONE ON THE INSTANT ACCOUNT VERIFICATION SERVICE; OR (v) THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NON-PERFORMANCE OF ANY THIRD PARTY ACCOUNT PROVIDER SITE, EVEN IF THE PROVIDER HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNIFICATION:

You agree to indemnify and hold harmless GetCredit, Inc. and Supplier and their affiliates from any and all third party claims, liability, damages, expenses and costs (including, but not limited to, reasonable attorney’s fees) caused by or arising from your use of the Instant Account Verification Service or your violation of these terms.

You agree that Supplier is a third party beneficiary of the above provisions, with all rights to enforce such provisions as if Supplier were a party to this Agreement.

getcreditinc.com
support@getcreditinc.com
Last Edited on 2015-07-29